Bankruptcy Lawyer in Youngstown
Goal-Oriented Bankruptcy Lawyers
The Youngstown Bankruptcy Law Group offers you comprehensive, effective and aggressive legal representation based upon strong credentials and a history of successful past record. If you are looking to protect your rights and interests, and achieve a possible favorable outcome for any debt relief that you are subjected to in the federal court or the state court in Ohio, you should resort to the best legal assistance available near you.
The Faith You Need to Fight a Legal Battle
If you are facing bankruptcy, it means that you will have to confront some of the most challenging and stressful circumstances of your life. Your way of life, your home, and even your family, could be at stake.
Our bankruptcy lawyers strive their hardest to acquire the best possible outcome in your favor. We make sure that you are empowered with the substantial knowledge one needs in order to make the right decisions. We are always by your side if the world might be against you.
Why Hire a Lawyer?
There are many reasons for hiring an attorney to assist you with your debt relief needs. The list below contains just a few.
Effective Legal Representation: A bankruptcy lawyer will have the experience and skill to guide you through the process. He will be able to negotiate a settlement, if you choose to go that route. He will stand up for you and your rights.
Work to get you the Best Possible Outcome: The main aim of your attorney’s agenda would be to look out for every opportunity that can help you get a positive result in your favor. He will thoroughly examine the facts of your case and present you with all the options available to you, then help you decide which way to go.
Assist you with Procedures: An experienced bankruptcy attorney will explain each step of the process to you and stand beside you as you go through them.
Provide you with Experienced Guidance & Foresight: You will be making a foolish mistake if you opt for representing your case yourself. A bankruptcy lawyer you hire can be your confidante who can also explain the different aspects of law to you and guide you with all the decisions that need to be made in such difficult times, because the implication of every decision that you make will shape your future. You will not have the experience or the foresight on your own to do all this.
How About Fighting Your Own Case to Save Money?
There might have been a few successful self-defended cases in the court history, fought alone to save money, but those are a few exceptions. The fact remains that it is not possible to get the best debt relief outcome with bookish knowledge and amateur skills. You need the right legal assistance from experienced bankruptcy attorneys like our Youngstown bankruptcy attorney to protect your rights and interests. We are known for our methodical strategies and approaches that we apply to all cases.
What Options are Available to Me?
When your debts are too great for you to pay them, you have several options, not all of them bankruptcy.
You can, of course, file for bankruptcy. There are two types to choose from: Chapter 7 and Chapter 13. Chapter 7 will protect your assets while stopping debt collection efforts. Chapter 13 will allow you to reorganize your debts in such a way that you can pay them off.
In addition to the above options, you can also get a negotiated settlement. There are two types of these: negotiated payments and negotiated lump sums. Your bankruptcy attorney will be your intermediary in these cases, and will negotiate the payment or lump sum for you.
Sometimes, neither a negotiated settlement nor a bankruptcy is the best option for a specific person’s circumstance, either because of the type of debt or the unavailability for one. Your bankruptcy attorney can help you temporarily protect your bank accounts and other assets. It won’t be a long-term solution, but will stave off the worst of it for a while.
At other times, a person’s best option is simply to wait it out. Perhaps your debt is not as great as you feared, or you are in the process of changing to a new, higher-paying job or waiting for a raise to come through. In those cases, your best bet could be to put off any action for now and pay the debts off once your situation improves.
How Does the Bankruptcy Process Work?
The first thing you will do when you decide to file bankruptcy is to complete a form detailing your monthly expenses and your debts. This will allow you, and your attorney, to see what your assets are and what you owe. This can be an overwhelming and embarrassing task, but keep in mind that your attorney is not there to judge you. He’s there to help you gain control of your financial life.
Once the attorney reviews the paperwork with you, he will explain the options available to you. If you decide that bankruptcy is in your best interest, he will file the papers for you and let you know when and where your hearing is to be held.
On the day of the hearing, your attorney will meet you at the place the hearing will be held. This location is dependent upon where you live, and if you are filing for federal bankruptcy protection or state bankruptcy protection. You will go before a hearing officer, who will approve (or not, as the case may be) your petition.
Remember that your bankruptcy attorney is there to be your advocate. He understands the ins and outs of the system and knows how to successfully navigate it. He will be your staunchest supporter.
If you need relief from overwhelming debt, call on the experienced attorneys at Youngstown Criminal Law Group. Sean Logue and his associates are always willing and available to help, and they offer free initial consultations. Call (330) 625-9199 today.
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